10 passive income applications to boost your income in 2023

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10 passive income applications to boost your income in 2023

The Census Bureau data reports show that 20% of American households earn up to $4200 yearly from several passive income sources, including using passive income applications. Hence, passive income significantly contributes to personal and household finance in the USA and worldwide. You shouldn’t rely solely on one income stream (i.e., regular jobs, side gigs) if you desire to meet most of your financial needs on time. Instead, supplement your current income source with lucrative passive income options like using passive income apps to engage in activities you love and earn money simultaneously. In this article, Workee experts will share diverse opportunities for earning income using passive income apps. These apps open up limitless financial possibilities, from making money by investing in stocks and real estate to taking surveys and playing games for cash.

10 best passive income applications for earning money doing simple tasks or investing.

Below are the passive income apps you can use to earn income investing and carrying out specific tasks.

1. Fundrise

Do you need a passive income app to earn money from real estate investments? If yes, then go with Fundrise. Fundrise app is an online investment app that supports user-goal real estate investment. Fundrise app has options for accredited and non-accredited investors. So, you mustn’t be an accredited investor before you can use the app. With Fundrise, you can start investing in real estate with as little as $10. When you earn passive income (i.e., dividends) from your real estate investments on the app, they are paid directly to your IRA account.


  1. You need a small investment capital of just $10 minimum.

  2. Provides IRA accounts.

  3. Suitable for non-accredited and accredited investors.


  1. Huge illiquid investment.

2. Plynk

If you love to earn passive income through investing, then the Plynk passive income app can help you. Through the Plynk app, you can learn and invest in stocks, ETFs, mutual funds, and crypto with capital as low as $1. What’s good? Plynk provides a $10 sign-up bonus when linking a bank account. It’s easy to use, and you can redeem your dividends, some of which come as gift cards, for money for further investment in their partner companies.


  1. Suitable for beginner investors.

  2. Invest in unused gift cards.

  3. Provides users with free training resources.


  1. A fee is required to access some features.

3. Public.com

Public.com is one of the top web-based passive income applications for earning money from investing. This app allows you to connect with viable investors and trade stocks. Through Public.com, you can invest in American-made companies. You can earn free stocks by signing up on Public.com. Public.com provides users with a generous account transfer bonus, covering up to $500 in fees from your existing broker. Also, this app uses the zero-commission trading system, allows cryptocurrency investment, and provides a social feed for sharing investment insights.


  1. It has unique investing features.

  2. You get fractional shares.

  3. Trades different assets.

  4. No fee for order flow (PFOF).


  1. Restricted investment research and other tools.

  2. It does not allow mutual funds.

Recommendation: To earn good passive income on Public.com beyond signing up and investing in the app, consider upgrading your knowledge on trading and stock investment through tutorials, courses, and other resource materials online and offline. Using these resource materials, you can boost your skills in investing, know, and use the best strategies to earn more income from the Public.com app and other trading apps.

4. Branded surveys

Branded Surveys is among the top passive income applications to earn income by completing paid surveys. The survey rewards range from $0.50 to $5, depending on a survey's length [i.e., duration]. When you create a new Branded Surveys account, you get a special offer of 100 free points (worth $1). After you’ve carried out tasks on the app and earned sufficient points, you can exchange your points for gift card options, cash, or make charitable donations. Also, Branded Surveys prioritizes data security and has a high rating on Trustpilot.


  1. You earn from carrying out simple tasks.

  2. Provides cash back.

  3. Teens can engage and make money.

  4. Supplies gift cards from different vendors.

  5. It’s highly lucrative.


  1. Generally pays a low remuneration for most tasks; hence, it’s not very lucrative.

Tip: A survey is best for highly patient people willing to invest much time to get a small income. So, if this is not you, then you might consider the other passive income paths in this article. 

5. High-Yield savings account app

Are you looking to earn passive income with zero risk? High-yield savings accounts app is the answer. These federally-insured accounts give high-interest rates than the national average of 0.42%, with some reaching around 3.00% APY. By choosing a high-yield account, your money will grow faster without any extra effort. For example, a $10,000 balance would earn $10 in a 0.10% APY account but $300 in a 3.00% APY high-yield savings account.


  1. Accepts minimum deposit of $100.

  2. Provides mobile banking functionality.

  3. Has competitive interest rates.


  1. Restricted withdrawal limit.

  2. Fluctuation of rates.

6. Mainvest

Are you interested in passive income apps that can earn extra cash through investing? Mainvest is another such app. Mainvest is a small business crowdfunding service that allows you to invest in vetted small businesses in your local community or nationwide. You can invest as little as $100 and choose investments based on location, industry, and level of risk. This app gives a 10-25% ROI annually through revenue-sharing notes, which act as financial agreements to share revenue with investors.


  1. Invest as low as $100.

  2. No fee charges.

  3. Juicy ROI (10 - 25%).

  4. Invest in small businesses.


  1. Doesn’t permit investment in electronic businesses.

  2. Maximum investment varies with the user’s net worth or income.

  3. Users can’t buy or sell in secondary markets.

7. Mistplay

Mistplay is a passive income app for earning money playing video games. It uses a loyalty program for gamers, where you can accumulate points by playing games, participating in contests, and inviting friends to join. You can exchange these points for prizes, including gift cards and PayPal cash. The minimum withdrawal amounts are $5 for gift cards and $10 for PayPal cash. The Mistplay app also provides unit multipliers, which allow you to earn points faster.


  1. You earn from playing games.


  1. Earning revenue is generally low.

  2. Payout delays.

Tips: To maximize the income potential of Mistplay, you must play their games regularly because the more active you are on the app, the more opportunities you have to earn points. Also, play mainly high-playing games (i.e., games that give higher point rewards per play). Refer your friends to Mistplay via your referral link or code to earn more income. Regularly explore new games on Mistplay to earn more income. These new games give a special promotion or higher point rewards to people playing during their launch period.

8. Rakuten

Still in search of passive income applications to earn extra income? Then, check out the Rakuten app. Rakuten is a popular app that rewards users who shop with it with cashback and discounts. You can shop using Rakuten’s online platform or the Rakuten Chrome browser extension. Upon signing up, you can receive a $10 bonus. You can earn up to 40% cash back on purchases through the Rakuten app. Rakuten shares cashback rewards to members every three months via PayPal or cheque.


  1. Supplies cashback.

  2. Earn savings for shopping easily.

  3. Has a suitable Chrome extension.


  1. Payments are made once per quarter.

9. Dosh

Dosh is one of the free passive income apps that provides automatic cashback rewards when you shop at various retailers and merchants like Walgreens, Nike, Forever21, Target, and Walmart. Just install Dosh can link your cards or mobile wallets to it. Then, when you shop via the app, you can earn cash back which gets deposited into your Dosh wallet automatically. You can then cash out via bank, PayPal, or Venmo; the minimum cash-out amount is $15. You must be at least 18 years to use and benefit from Dosh.


  1. Provides users cash back.

  2. It connects with many merchants and retailers nationally and internationally.

  3. You can earn cash back for every purchase you make.


  1. Debit cards are needed as credit to gain rewards.

  2. Restricts linkable cards.

  3. Not suitable for persons below 18 years.

10. SurveyJunkie 

SurveyJunkie is one of the leading passive income applications, with over 10 million downloads and users worldwide. This app is a paid online survey web-based app where you can share your honest opinions on issues and get paid. You can earn up to $40 monthly by taking three surveys daily. When you have accumulated the required minimum threshold ($5), you can exchange them for e-gift cards or PayPal cash. However, this app is best for people who like research, especially browsing-based research. To become a SurveyJunkie member, you must be at least 18 years old.


  1. Provides cash back.

  2. Teens can participate.

  3. Gives gift cards from diverse merchants.

  4. You earn by answering simple questions.


  1. It is not a very profitable passive business.

  2. Doesn’t accept people below 18 years.

Recommendation: Surveys generally are time-consuming and energy-sapping activities. Hence, earning a substantial income from them, whether from SurveyJunkie, Branded Surveys, or other survey apps, entails having a well-functioning PC, a good internet connection, and plenty of time to spare.


Passive income apps provide a convenient way to earn extra money, although they may not replace your regular job. Using multiple passive income applications, you can accumulate cash for everyday needs. Also, if you invest this money wisely, you can grow your finances and achieve financial stability within a few years. So, go through the passive income applications listed above, choose, and perform tasks that suit your personality to start earning passive income today. To consolidate your finances and effectively manage your income, invoices, and payments, consider using the Workee app. Workee app makes managing your finances, clients, and business easy using an all-in-one, fully automated solution. This way, you kick out redundancy in your work and focus on earning more passive income rather than wasting time on tasks that can be easily automated.

Ihor, CEO at Workee

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